Interest free loans for home insulation now available from the Scottish Government

Interest free loans for home insulation now available from the Scottish Government


The Scottish Government HEEPS Loan Scheme for energy efficiency measures is now open and the National Insulation Association (NIA) is urging Scottish householders to contact its members to take advantage of the scheme to upgrade their property’s insulation.

Householders can obtain an interest free loan of up to £15,000 for installing a variety of measures including solid wall, cavity wall, loft and roof insulation, draught proofing and boilers.

The scheme is open to owner occupiers, private tenants and registered private sector landlords in Scotland. The repayment period varies based on the amount borrowed but those taking out higher value loans for solid wall insulation for example will be able to pay back over 10 years.

Neil Marshall, Chief Executive of the NIA commented: “We welcome the loan scheme which will make home insulation more affordable and we are urging householders in Scotland to contact their local NIA registered member to find out if their home requires additional insulation and for details of this scheme.

 “By installing SWI savings of up to £455* per year can be made on fuel bills and £275* per year from CWI. Loft Insulation can also save up to £240* per year and Draught-proofing windows and doors can save between £25 and £50* per year and when installed with other measures will greatly increase the comfort in a home.”

Householders  can be safe in the knowledge that an NIA registered member  will have signed up to a strict Code of Professional Practice, meaning peace of mind comes as standard.

To find a local NIA registered member, householders and landlords in Scotland should visit the NIA website



* Figures from Energy Saving Trust and valid for 2016





Notes to editors:

HEEPS – Home Energy Efficiency Programmes Scotland

The NIA is here to help you with expert opinions and comments on any matter that concerns the insulation of homes and businesses. For further information and images call Duncan or Michele at the NIA press office on 01327 227 010 or email

The NIA represents the manufacturers, system designers and installers of cavity wall, external wall and internal wall insulation, loft insulation and draught proofing. The NIA and its members are committed to providing a high quality, value for money service to householders, housing managers, developers and businesses.

NIA installers carry out work that complies with national standards and technical approvals such as the British Board of Agrément, and in the case of Cavity Wall Insulation according to the Cavity Insulation Guarantee Agency technical guidance covering assessment and installation. 


Cavity Wall Insulation work is covered by the Cavity Insulation Guarantee Agency’s (CIGA) independent 25-year guarantee.

SWIGA provides consumer protection and an independent 25-year Guarantee for internal, external and hybrid solid wall insulation installations carried out under the SWIGA framework by accredited installers.